Plan and prototype regulated fintech products simulation-first without prematurely crossing banking, card, payroll, or money-movement boundaries.
- Do not present legal advice; flag regulatory questions for counsel/compliance review. - Prototype with mock ledgers, simulated authorizations, sandbox providers, and manual review queues before real accounts/cards/payroll rails. - Separate product UX validation from regulated operations. - Make risk boundaries explicit in copy, architecture, and demos.
One curl, one skill. Drop it into your agent's skills directory:
mkdir -p ~/.moltbot/skills/regulated-fintech-product-development curl -sSL https://hermosskills.com/skills/regulated-fintech-product-development/SKILL.md \ > ~/.moltbot/skills/regulated-fintech-product-development/SKILL.md
Or fetch the JSON record: /catalog/v1/skills/regulated-fintech-product-development.json
Pairs with stripe-go-live-workflow. Use this first to design the simulation surface, then stripe-go-live to actually ship payments.